Kela refunds
KELA pays you a refund based on the health insurance law. You will have to apply for these refunds yourself, and the money will be returned to your account. We will provide the forms necessary for the refund. The KELA refunds vary depending on whether you are less than 27 years of age, if you have a consultation or a psychotherapy visit or the length of your visit (45 or 60 minutes).